Summary
67 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 22 USD is left as net profit.
- The share price is below the Bulios Fair Price.
- Revenue grew by 11% a year over the last 3 years.
- It has raised its dividend 7 years in a row and pays out only 21% of profit.
What to watch
- Earnings per share fell by 5.6% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.4 USD for 1 USD of yearly profit. Over the last five years it was 8.7 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 12% a year over 5 years. Over the last 3 years it grew by 11% a year. Earnings per share fell by 5.6% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 31 USD
- Sales and administration 44 USD
- Taxes and other 3.9 USD
- Net profit 22 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 22 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 1.99%
- Paid out of profit
- 21%
- Raised in a row
- 7 years
You receive $3.15 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 18
- Hold 3
- Sell 0
Today's price within the analysts' price targets
The average target of $186.86 is 19% above today's price. 86% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2024By product
- Other Services 72%
- Service Charges On Deposit Accounts 28%
By region
- PUERTO RICO 79%
- UNITED STATES 18%
- Other Countries 2.9%
Other Services brings in 72% of revenue.
Segments in detail